|Fire & Lightning||Limited Building Glass Coverage|
|Windstorm & Hail||Theft (excluding personal property)|
|Vehicle or Aircraft damage||Collapse (excluding earthquake)|
|Volcanic Action||Riot, Civil Commotion|
|Vandalism (limited glass coverage)|
|Any other risk of physical damage to building and contents not specifically excluded.|
OTHER COVERAGES (Limits Apply)
|OPTIONAL COVERAGES (May be added for an additional premium)|
|Replacement cost coverage||Peak Season|
|Loss of business income||Heating & cooling equipment|
|Employee dishonesty||Money & securities|
Flood, earthquake, wear & tear, damage caused by insects or animals, intentional acts, enforcement of law or ordinance, power failures
Pays only for losses in excess of deductible selected.
IMPORTANT This simplified summary does not represent contract terms. The policy is the contract.